As a Credit Risk Analyst, Ideally you will possess the following : 

• B Comm degree is a requirement
• Understanding of Commercial Law 
• Ability to analyse financial statements 
• Three (3) to Five (5) years corporate working experience, would be advantageous
• Petroleum Industry experience would be an advantage
• Knowledge of: Accounts Receivable module of SAP, report writing, Microsoft Products, Risk and relevant legislation such as NCA and CPA.
• Key competencies required: Deciding and Initiating Action, Adhering to Principles and Values, Analysing, Planning & Organising and Meeting of Customer expectations

As a Credit Risk Analyst, you will be responsible for the following activities : 
 
 Controlling and Reporting
 To perform risk assessments on new customers (prior to entering into any Commercial relationship) based on Internal (e.g. Sales projections) and External information (e.g. Financial statements).
 To perform risk assessments on existing customers in line with the Credit Risk policy and procedure.
 To ensure all major credit limit queries are resolved prior to the review being submitted to Credit Risk Manager for approval.
 To evaluate and propose security to be offered by client.
 To prepare credit recommendations on risk assessments performed, according to the specified format.
 To communicate credit limit review decisions to the Sales Team.
 
Reporting
To extract a report to reflect compliance to Credit limit approvals and provide this on an agreed period to the Credit Risk Manager.
To assist with preparation of provision and WCR reporting calculation when required
To assist with preparation of net overdue after provision and credit limit report on a monthly basis.
To assist with preparation of Credit Committee presentation.
To assist with quarterly reports Accounts Receivables prepares for General Accounting.
 
 Business developments 
To implement and maintain a credit risk watch list.
To implement improvements on the credit vetting process

Technical: large volumes of transactions that require attention to detail, accuracy and good governance practice in a complex environment. Risk: High value transactions requiring segregation of duties to ensure risk is mitigated. Accuracy is imperative to ensure customer accounts always reflect the correct information.